Harold (Buddy) Pope's Blog
To clean a kitchen cabinet, the type of cabinet you have in your kitchen matters. For general kitchen cabinet cleaning, the following cleaning materials are essential:
- Water and detergent
- All-purpose cleaner
- Vinegar and water
- Non-abrasive All-Purpose Cleaner
- Baking soda and water
Oil-based painted cabinets are durable and easy to clean. You can use any of the above-listed cleaning materials for this type of finish. There is no concern about damaging the finish, hence; all you need to do is scrub hard to rid it of the dirt and food items. Use water and baking soda if your painted kitchen cabinets have stubborn stains.
You, however, should be careful if your painted cabinet comes with a water-based latex style of paint. Baking soda, for instance, might scratch off the surface. Instead of this, consider warm water and be sure to be gentle while scrubbing.
The easiest of the cabinets to clean are the metal type. You can use any of the above means to clean a metal cabinet, except a baking soda. Be careful not overuse water to prevent the obvious – rusting!
An oil-soap wood cleaner is the best cleaning material to use for a wooden cabinet. You can get this at the local grocery or hardware store. Also, with everyday kitchen materials, you can also clean your wooden cupboards easily.
- Detergent: Any grease or oil laundry detergent and water works well on wood cabinets. Just mix two cups of water alongside every cup of soap. Be sure not to over wet the wood because it can affect the finish. It is also important to wipe it down with a damp and separate cloth.
- Vinegar: Without any liquid based detergent, you can use water and vinegar as a good alternative. With vinegar, you can get rid of sticky films as a result of dirty hands.
- Baking Soda: When you have stubborn stains, baking soda is the best to get rid of it. Mix baking soda with water to have a paste, with a wet cloth wipe it cloth
Since a kitchen cabinet is like the workbench in a kitchen, it sees a lot of bacteria, oil, dirt, and grease. That is why it needs frequent and regular cleaning. With routine cleaning, you save more on cleaning services and also ensure you have healthy cooking all year round. If you are having trouble cleaning your kitchen, call in a professional cleaning service to help you get it into shape.
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132 Elm Ave, Antrim, NH 03440
You’ve been thinking it for a while: “I really should start putting some money aside for a down payment.” But, you just can’t seem to find any wiggle room in your budget.
You’re not alone. Saving for a down payment isn’t easy. Especially if you’ve got rent, car payments, student loans, and are trying to put money aside for retirement.
In today’s post, we’re going to talk about how to make a game plan for your down payment. This way, you can start saving immediately, bringing you closer to your goal of homeownership each day.
Step 1: Give each dollar a job
The first rule of budgeting is that you need to know where each dollar you earn ends up. From there, you can start re-allocating funds to the things you want to save for.
There are many apps and tools available to help you out with this process, including YNAB (You Need A Budget) and Mint. If apps aren’t your thing, you can always use a simple spreadsheet.
First, account for all of your income. This could include your salary, rental income, or other forms of money that you have coming in.
Next, detail each of your weekly and monthly expenses. Everything from groceries to the internet bill and retirement contributions.
Step 2: Reassess your expenses
Now it’s time to make some tough decisions. Are there ways you can cut down on your weekly or monthly expenses? Maybe you aren’t using that Amazon Prime membership as much as you thought you would. Or, maybe you’ve decided you don’t really watch anything on cable but the news. There are a number of ways one might cut back on their monthly bills.
Get creative with family plans, bulk shopping for food, or cooking budget-friendly meals. All of these savings will add up quickly.
Step 3: Pay off small debts with high interest
Let’s face it, if you have thousands of dollars in student loans, you might not be able to aggressively pay them down by the time you want to move out of your apartment.
But, for small debts (under $1,000 credit card debt, for example), you could save more in the long run by paying them off and avoiding interest payments.
Step 4: Be smart about your savings
With the right savings account and credit card, you can earn money through savings interest and through cashback rewards on credit cards.
First, find a savings account with the highest possible interest rate. These can often be found from choosing an online bank who doesn’t have the overhead of running branches.
Next, direct deposit a set amount of your paycheck each week into that savings account. This way, you can be sure that you won’t dip into your down payment savings.
To generate additional income, you can use cash back rewards from credit cards for things like groceries and gas. Choose a credit card that offers the best cash back rewards for things like groceries and gas purchases. The key here is to only use your credit card on necessities and to always pay off the card in full at the end of each month.
If you follow these four steps, you should be able to streamline your down payment savings process and start saving right now.
Confidence can play a major role in the homebuying journey. If a homebuyer is confident in his or her ability to evaluate a house, this individual may be better equipped than others to complete a successful home purchase. Conversely, a homebuyer who lacks confidence may struggle to identify his or her ideal residence, resulting in a long, arduous homebuying journey.
Becoming a confident homebuyer may be easier than you think. In fact, there are several key attributes of successful homebuyers, and these traits include:
A confident homebuyer makes the most of the time and resources at his or her disposal. By doing so, this buyer can identify housing market patterns and trends and map out a successful homebuying journey.
Typically, a confident homebuyer performs deep real estate market data analysis. By obtaining comprehensive housing market insights, this buyer can take an informed approach to purchasing a residence.
A confident homebuyer is willing to do what it takes to acquire a home. As such, he or she will take a conscientious approach to the homebuying journey, as well as ensures that both a buyer and seller can achieve the optimal results.
For example, a confident homebuyer may be willing to negotiate with a seller to determine a price that works for both sides. This buyer also may make sacrifices along the way to guarantee a home sale is a seamless transaction for all parties involved.
A confident homebuyer has a no-quit attitude and will go above and beyond the call of duty to purchase a terrific house at a price that fits within his or her budget. Therefore, this buyer displays persistence throughout the homebuying journey.
With a persistent attitude, a homebuyer can boost the likelihood of discovering his or her dream house. This buyer will keep track of new houses in cities and towns where he or she would like to live. And if the right home becomes available, this buyer won't hesitate to submit a competitive offer on it, either.
When it comes to buying a house, it helps to enter the real estate market with plenty of confidence. If you consult with a real estate agent, you can build your homebuying confidence in no time at all.
Oftentimes, a real estate agent will meet with a homebuyer and learn about this individual's goals. A real estate agent then will help a buyer plan for the homebuying cycle, ensuring he or she is fully supported at each stage of this process.
A real estate agent also is an expert resource to a homebuyer. And if a homebuyer has any questions throughout the homebuying journey, a real estate agent is happy to provide responses.
For those who are ready to pursue their dream home, it helps to become a confident homebuyer. If you collaborate with a real estate agent, you can enter the real estate market with the confidence that you need to thrive.